[ONLINE] Governance & Culture: Meeting Regulatory Expectations – 05 November

An effective AML/CFT framework is underpinned not only by policies and procedures, but by strong governance structures and a well-embedded compliance culture. Regulators increasingly expect subject persons to demonstrate that financial crime compliance is driven from the top down,  supported by clear accountability, effective oversight, and ongoing staff awareness.

Instructed by: Stephanie Mangani. in: Uncategorized

Seminar Description

An effective AML/CFT framework is underpinned not only by policies and procedures, but by strong governance structures and a well-embedded compliance culture. Regulators increasingly expect subject persons to demonstrate that financial crime compliance is driven from the top down,  supported by clear accountability, effective oversight, and ongoing staff awareness.

This session explores the key components of governance within an AML/CFT framework, including the roles and responsibilities across the three lines of defence, the importance of senior management and Board engagement, and how a strong compliance culture can be fostered and

sustained within an organisation.

The course will also examine the role of AML/CFT training as a critical control, highlighting how training programmes should be tailored to different roles and levels of responsibility within the organisation. Participants will gain insight into regulatory expectations around training frequency, content, and record-keeping, as well as common weaknesses identified during regulatory reviews. By combining governance principles with practical considerations, this session aims to support organisations in strengthening their overall compliance environment and demonstrating a proactive, risk-aware approach to AML/CFT obligations.

 Learning Outcomes

By the end of this webinar, participants will be able to:

• Understand the role of governance in supporting an effective AML/CFT framework
• Identify the responsibilities within the three lines of defence model
• Recognise the importance of tone from the top and Board-level oversight
• Understand how to embed and sustain a strong compliance culture
• Design AML/CFT training programmes tailored to different roles and risk exposure
• Ensure appropriate documentation and record-keeping of training activities
• Identify common governance and training weaknesses observed during regulatory examinations
• Strengthen their organisation’s ability to demonstrate regulatory compliance and accountability

 Agenda

1. Introduction: Why Governance and Culture Matter Now

Evolving regulatory focus

From compliance frameworks to behavioral oversight

2. Governance Framework & Three Line of Defence

Understanding the three line of defence model

Roles and responsibilities

Common weaknesses in governance structures

3. Board Oversight and Tone from the Top

Role of the board and senior management

Risk appetite and accountability

Governance reporting and escalation

4. Building and Sustaining a Compliance Culture

Regulatory expectations for AML Training

Role-based training programmes

Frequency and content

Record keeping

Common findings / issues

5. Q&A

Target Audience

This webinar is designed for professionals responsible for the oversight, implementation, or support of AML/CFT frameworks within Maltese subject persons. It will be particularly beneficial for:

• Money Laundering Reporting Officers (MLROs) and Deputy MLROs
• Compliance and financial crime professionals
• Risk management and internal control personnel
• Internal audit and quality assurance professionals
• Directors and senior management with governance and oversight responsibilities
• Professionals seeking to strengthen their understanding of governance and compliance culture within an AML/CFT context

The session is suitable for both operational and senior-level staff, providing practical insight into how governance structures and culture impact the effectiveness of AML controls.

CPE

Qualifies for 2 CPE Core hours

Course Fee

The course fee is €60 for Non-Members €55 for Members. The fee covers seminar participation and access to event resources. Login details will be provided closer to the date.

A receipt will be issued to all participants.

Event Resources

Participants will receive the event resources by email.

Additional Information

For more information, kindly use the following communication mediums:

T: 21 58 53 74   M: 77 01 17 19   E: info@skillsmalta.com      Webpage: www.skillsmalta.com